Are you a South African student with dreams of leading the future of banking, finance, or technology? The Capitec Bursary 2026 is your chance to turn those dreams into reality. This prestigious programme, offered by Capitec, South Africa’s leading retail bank, provides comprehensive funding for Undergraduate and Honours studies in high-demand fields. With full coverage for tuition, accommodation, and more, plus a work-back opportunity to kickstart your career, the Capitec Bursary is a game-changer for ambitious students. This guide covers everything you need to know about the bursary, including eligibility, benefits, application steps, and tips to make your application stand out.
About Capitec and Its Bursary Programme
Capitec Bank, headquartered in Stellenbosch, is renowned for its innovative approach to banking, serving over 21 million clients across South Africa. Through its external bursary programme, Capitec invests in developing future leaders in banking, financial services, and technology. The 2026 bursary supports students pursuing qualifications at NQF Level 7 or higher, aligning with the growing demand for skilled professionals in South Africa’s financial sector, which contributes R380 billion annually to the GDP. By funding studies and offering workplace exposure, Capitec empowers students to drive innovation and transformation in the industry.
Key Details
- Closing Date: 3 September 2025 (14:00 SAST)
- Funding: Full coverage for tuition, registration, textbooks, accommodation, and monthly stipends
- Location: Nationwide (study at DHET/CHE-accredited institutions)
- Duration: 1 year, renewable based on academic performance and budget availability
Fields of Study Covered
The Capitec Bursary 2026 supports Undergraduate (Bachelor’s) and Honours studies at NQF Level 7 or higher in the following high-demand fields:
- Actuarial Science: Master risk analysis and financial modeling.
- Computer Science: Develop cutting-edge software and systems.
- Digital Marketing: Create innovative strategies for online engagement.
- Economics: Analyze markets and economic trends.
- Finance: Build expertise in financial management and investments.
- Information Systems: Design and manage business IT solutions.
- Information Technology: Drive technological innovation.
- Mathematics: Apply advanced problem-solving skills.
- Quantitative Management: Optimize business operations through data.
- Statistics: Leverage data analysis for strategic decision-making.
Note: The bursary does not cover N4/N5/N6, Higher Certificates, Diplomas, Advanced Diplomas, Master’s, Doctoral degrees, or studies at UNISA, TVET colleges, or community colleges.
What the Capitec Bursary Covers
The Capitec Bursary provides comprehensive financial support to ensure students can focus on their studies without financial stress. Benefits include:
- Registration and Tuition Fees: Full coverage for all academic costs at accredited institutions.
- Textbooks and Study Materials: Essential resources for academic success.
- Accommodation: Funding for on-campus or private housing.
- Monthly Stipends: Financial support for living expenses, allowing you to focus on learning.
Bursaries are awarded for one year but may be renewed annually based on:
- Academic performance (minimum 65% average).
- Active student engagement.
- Budget availability.
Work-Back Obligation
Upon graduation, bursary recipients are required to work for Capitec for the same duration as the funding received (e.g., 3 years of funding = 3 years of work). This work-back obligation provides valuable workplace experience, helping you develop skills in banking, technology, or finance while contributing to Capitec’s mission of innovative banking.
Who Can Apply for the Capitec Bursary 2026?
To qualify for the Capitec Bursary 2026, applicants must meet the following criteria:
- Citizenship: Be a South African citizen.
- Education:
- Be in Matric (2025) or have completed Matric with a Bachelor’s Pass and a minimum 65% average.
- If currently studying, maintain a 65% average in 2024 and 2025 (to date).
- Study Level: Intend to study or be enrolled full-time in a Bachelor’s Degree or Honours programme (NQF 7 or higher) at a DHET/CHE-accredited tertiary institution (universities or private colleges).
- Field of Study: Pursue one of the listed fields (e.g., Actuarial Science, Computer Science, etc.).
- Preference:
- Students completing qualifications in the minimum time (no N+1 or extended study periods).
- Candidates meeting Capitec’s employment equity and transformation goals.
Exclusions: Applicants receiving NSFAS or other full bursaries may not qualify unless explicitly allowed. Check with Capitec for clarification.
Required Documents
Applications must include certified copies of the following documents:
- ID Document: Proof of South African citizenship.
- Matric Results: Grade 11 report and latest Term 2 Grade 12 report (if in Matric) or Matric certificate.
- Academic Transcripts: Full academic record if currently at university (showing 65%+ average).
- 2025 Fee Statement: From your institution, if already enrolled.
- Proof of Accommodation: Lease agreement or residence confirmation, if applicable.
- Parents/Guardians’ ID Copies and Proof of Income: Recent payslips, affidavits (if unemployed), or proof of grants.
- Proof of Other Funding: NSFAS or other bursary details, if applicable.
- EEA1 Form and Doctor’s Diagnosis Letter: Required if claiming disability status.
- Consent Form: Signed by parent/guardian if under 18.
Ensure all documents are certified, clear, and submitted in the correct format to avoid disqualification.
How to Apply for the Capitec Bursary 2026
Applying for the Capitec Bursary is straightforward but requires careful preparation. Follow these steps:
- Verify Eligibility: Confirm you meet all criteria listed above.
- Gather Documents: Prepare certified copies of all required documents.
- Write a Motivation Letter: Highlight your passion for your chosen field, academic achievements, and career goals with Capitec. Keep it concise and authentic.
- Complete the Online Application: Visit the Capitec Bursary Portal to submit your application. Ensure all fields are filled accurately.
- Submit Before the Deadline: Applications close on 3 September 2025 at 14:00 SAST. Late submissions will not be accepted.
Application Link: Apply for the Capitec Bursary 2026 (Note: Replace with the official link once available.)
Tips to Make Your Application Stand Out
- Tailor Your Motivation Letter: Explain why you’re passionate about banking or technology and how the bursary aligns with your goals.
- Highlight Academic Excellence: Emphasize your 65%+ average and any awards or achievements in relevant subjects.
- Show Commitment to Capitec: Research Capitec’s values (e.g., simplicity, affordability) and align your application with their mission.
- Double-Check Documents: Ensure all documents are certified and complete to avoid rejection.
- Apply Early: Submit well before the deadline to avoid technical issues.
Frequently Asked Questions (FAQs)
Q: What does the Capitec Bursary cover?
A: It covers tuition, registration fees, textbooks, accommodation, and monthly stipends for one year, renewable based on performance.
Q: Can I apply if I’m studying at a private college?
A: Yes, as long as the institution is DHET/CHE-accredited and offers NQF 7+ qualifications.
Q: What is the work-back obligation?
A: You’ll work for Capitec for the same duration as the funding received, gaining valuable industry experience.
Q: When will I know if my application is successful?
A: Shortlisted candidates will be contacted within 3 months of the closing date for interviews or assessments.
Q: Can I apply if I have NSFAS funding?
A: Check with Capitec, as other funding may affect eligibility unless explicitly allowed.
Why Choose the Capitec Bursary?
The Capitec Bursary 2026 is a transformative opportunity for South African students. Here’s why it stands out:
- Comprehensive Funding: Covers all major study-related expenses, removing financial barriers.
- Career Launchpad: The work-back obligation ensures hands-on experience at Capitec, with roles in banking, IT, or analytics offering salaries up to R400,000 annually for graduates.
- Inclusivity: Prioritizes employment equity candidates, fostering diversity in the financial sector.
- Industry Relevance: Aligns with South Africa’s growing demand for tech and finance professionals, with 20,000+ new jobs projected in these fields by 2026.
Take the First Step Toward Your Future
The Capitec Bursary 2026 is your gateway to a rewarding career in banking, finance, or technology. By funding your studies and offering real-world experience, Capitec empowers you to become a leader in South Africa’s dynamic financial sector. Don’t miss this chance to invest in your education and future.
Apply Now: Visit the Capitec Bursary Portal to submit your application before 3 September 2025 at 14:00 SAST. For inquiries, contact Capitec’s bursary office via their official website or call their support line.
Ready to shape the future of banking? Seize this opportunity and join Capitec’s mission to make banking simple, affordable, and innovative.